第一生命NEOBANK

This app is a smartphone app for individual customers of Dai-ichi Life NEOBANK.

Dai-ichi Life NEOBANK offers convenience for customers, such as the ability to complete almost all banking transactions from a familiar smartphone app, and preferential treatment of a certain number of fees when using ATMs or transferring money to other banks. We aim for high quality service.
Would you like to experience new banking and financial services provided by Dai-ichi Life NEOBANK, such as affordable and convenient banking services and useful information for life planning?

Features
① Almost everything can be done with a smartphone app, including balance inquiries, bank transfers, ATM deposits and withdrawals, and smartphone debit that allows you to shop without a card!
②24 hours a day, 365 days a year*, ATM fees and transfer fees to other financial institutions are free up to 5 times a month
*Excluding maintenance time.
③Real cards can be issued that can be used as both cash cards and debit cards. If you apply at the same time as opening an account, the issuance fee is free. Of course, there is no annual fee (*A fee will be charged for reissuance.)
④Safe transactions with strong security

others
◆You can earn points that can be received in cash by receiving your salary or using your debit card.
◆If you have your driver's license and smartphone, you can open an account in as little as the same day.

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Main features
◆Opening an account
・If you have a My Number card or driver's license, you can open an account as soon as possible on the same day by verifying your identity with your smartphone.
*Applicable to those who apply between 10:00 and 22:00. Depending on the screening results, we may not be able to notify you of the account opening results on the same day.

◆“ATM with app” allows you to deposit and withdraw money without needing a cash card
・You can use this app to make deposits and withdrawals at Seven Bank ATMs and Lawson Bank ATMs (with some exceptions) nationwide.
- Even if you do not have a cash card, you can use this service to make deposits and withdrawals.

◆Smartphone debit
・With "Smartphone Debit (Mastercard)", you can shop online using the debit card number issued by the app.
・In addition to checking your debit card number and usage details, you can also use the debit management function, which allows you to set limits, etc.
・When using a debit card, you will receive a push notification.

◆Balance inquiry/deposit/withdrawal details
・You can check your balance immediately by logging in with biometric authentication. You can also check deposit and withdrawal details for up to 7 years.

◆Real-time notification
・Transaction information such as deposits and transfers will be notified in real time.
*Notifications may not be received depending on the radio wave, model, or other customer usage conditions.

◆Transfer/transfer
・No tokens are required, and you can easily transfer money using this app.
- Transfer fees to other financial institutions are free up to 5 times per month.
・We also have a ``Fixed Amount Automatic Transfer'' function that allows you to automatically transfer funds on a fixed date every month, and a ``Fixed Amount Automatic Deposit'' function that allows you to automatically withdraw funds from other banks and deposit them into our company.

◆Dai-ichi Life NEOBANK Points (Dai-ichi Life NEOBANK Point Program)
・You can earn points by making transactions such as salary receipt, account transfer, foreign currency savings, etc., and by using your debit card.
・Accumulated points can be exchanged for cash.

◆Yen deposits/structured deposits
・You can make deposits into yen time deposits or apply for and deposit into structured deposits, which are popular for their favorable interest rates.

◆Foreign currency deposit
- You can open a foreign currency deposit account, trade in foreign currency savings deposits that can be bought and sold in real time, and foreign currency time deposits with good interest rates.
・You can apply for foreign currency savings starting from 500 yen and change your savings settings.

◆Application for various loan products
・You can also apply for purpose loans (education loans, car loans, etc.) and card loans from the app.


Dai-ichi Life NEOBANK is a banking and financial service provided by SBI Sumishin Net Bank and Dai-ichi Life Insurance.
As a bank agent whose affiliated bank is SBI Sumishin Net Bank, Ltd., Dai-ichi Life Insurance Co., Ltd. accepts deposits, lends funds, and mediates the conclusion of contracts involving foreign exchange transactions.

*Dai-ichi Life Insurance Co., Ltd. does not receive money or other assets from customers.
*Dai-ichi Life Insurance Co., Ltd. is entrusted with bank agency services by two or more affiliated banks, and the fees paid by customers may vary depending on the services provided by the affiliated banks.